Edward Terragni’s annual insurance review checklist: is your family fully protected?
Most families set up their insurance once, file the documents away, and never look again. Then life happens — and the coverage they bought three years ago is no longer enough. A new baby. A job change. A paid-off mortgage. A child heading to college. A parent turning 65. Each of these milestones can quietly expose a gap in your protection — one you won’t discover until it’s too late to fix. Edward Terragni , Founder and Principal of My Family Assured, recommends that every family conduct a thorough insurance review at least once a year. Not because insurance is complicated — but because your life changes constantly. Your coverage should keep up. This checklist covers every essential category: life insurance, health coverage, Medicare, beneficiary designations, and more. Work through it section by section. By the end, you’ll know exactly where you’re protected — and where you’re not. Step 1: Review your life insurance coverage Does your policy still match your family’s financial reality...